In that case, you may be able to select “cancel this payment” on your account activity page. If your bank isn’t part of the Zelle network yet, you can still use the service. You’ll need to download the official Zelle app and link your account to your phone number and a Visa or Mastercard debit card. If your financial institution doesn’t offer Zelle, you can still use the Zelle app to send up to $500 per week. The list of banks that have adopted Zelle keeps growing. In 2021, Zelle reported that nearly 10,000 banks and credit unions across the U.S. were part of its payment network.

• To be honest I was a little skeptic about it, then once I downloaded it and played around with it, I knew I was going to be using this FOREVER!
• That’s why it’s important that you verify this information before finalizing your transfer.
• You can access Zelle through a participating bank’s website or app or download it from the iOS or App Store.
• Morgan offers investment education, expertise and a range of tools to help you reach your goals.

Bank of America is not responsible for and does not endorse, guarantee or monitor content, products, services and level of security that are offered or expressed on other websites. Please refer to the website’s posted privacy policy and terms of use. You can click the Cancel button now to return to the previous page. Customers can’t use Zelle with international bank accounts. Both the sender and recipient must have U.S.-based bank accounts to use Zelle. To get started sending money, log into your banking app.

How to Set Up Zelle Through Your Financial Institution

Our suite of security features can help you protect your info, money and give you peace of mind. See how we’re dedicated to helping protect you, your accounts and your loved ones from financial abuse. Also, learn about the common tricks scammers are using to help you stay one step ahead of them. If you see unauthorized charges or believe your account was compromised contact us right away to report fraud. In order to use https://personal-accounting.org/debit-memo-and-credit-memos-in-accounts-payable/® at Chase, you must have a Chase checking account. Zelle users can fall victim to scammers, just like with Venmo and PayPal.

• Your bank now offers a new way to Send Money With Zelle® using QR codes.
• Connect with a Chase Private Client Banker at your nearest Chase branch to learn about eligibility requirements and all available benefits.
• If your bank isn’t part of the Zelle network yet, you can still use the service.
• Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate.
• You can also use Zelle with certain service providers or small businesses, like babysitters, lawn care professionals and hairstylists.

A fast and easy way to send and receive money to almost anyone you know who has a bank account in the U.S. right in your Chase Mobile® app. If your friend or family member already uses Zelle, the money will arrive in their bank account within minutes. If they aren’t already enrolled, they’ll receive a text or email message explaining how to claim the payment.

Does Chase charge consumers a fee to send, receive or request money with Zelle®?

Daily activities like splitting utilities, gas money and restaurant bills become much easier and faster when you don’t have to run to an ATM every time. Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. Here is a list of our partners and here’s how we make money.

Download for Android

Our partners cannot pay us to guarantee favorable reviews of their products or services. Get more from a personalized relationship offering no everyday banking fees, priority service from a dedicated team and special perks and benefits. Connect with a Chase Private Client Banker at your nearest Chase branch to learn about eligibility requirements and all available benefits. If you’re not enrolled in Zelle® and you have an eligible checking account, splitting a charge will take you to Zelle® enrollment.

Not sure if Zelle® is right for your payment? Learn about other money transfer options.

All you need is a U.S. bank account and a U.S. mobile number or email. Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options. To get started, search for your financial institution from the list and follow the steps to enroll with Zelle®. To get started, simply search for your bank and follow a few easy steps to enroll your email or U.S. mobile number. Whether you choose to work with a financial advisor and develop a financial strategy or invest online, J.P.

What are the disadvantages of using Zelle?

If your recipient’s financial institution isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle® by downloading the Zelle® app for Android and iOS. If your recipient is already enrolled with Zelle®, the money will go directly into their bank account. Although Zelle is available as a standalone app, users may not be able to use the standalone app if Zelle is offered through their financial institution. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens.

With Chase for Business you’ll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and managing payroll. Choose from business checking, small business loans, business credit cards, merchant services or visit our business resource center. Just sync your contacts from your mobile phone to make it easy for you to send money to friends and family.

How to send money with Zelle®

Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. You are continuing to another website that is not affiliated with Bank of America or Merrill.